Tools & Discounts

In addition to providing financial products, South Metro Federal Credit Union aims to provide services and education enabling you to achieve personal and financial goals. We’re here to help improve your quality of life.

South Metro Federal Credit Union Budgeting Tools


Calculators are valuable tools for testing real-world financial scenarios. This set of calculators from our MoneyEdu website can help with your financial decisions. Note: these calculators are for estimate purposes only, since they use assumptions. To learn more about your specific financial situation, give us a call!

South Metro FCU auto loan calculator

Auto Loan Calculator

Estimate monthly payments and the total cost of a vehicle loan.

South Metro FCU emergency fund calculator

Emergency Fund Calculator

How much savings should you keep on hand?

South Metro FCU credit card repayment calculator

Credit Card Repayment Calculator

Find out the total cost to pay off a credit card debt, and how long it will take.

South Metro FCU financial wellness calculator

Financial Wellness Calculator

Compare your financial health with a national sample.

Member Discounts

Get exclusive credit union discounts on things you use every day. Visit for more information. It's all free for our members!


All Bundle From Love My Credit Union Rewards

See what you can save at Love My Credit Union!

Please note: vendor discounts are subject to change without notice.

Save More with South Metro FCU and TurboTax®

Save up to $15 on TurboTax!

South Metro has teamed up with TurboTax to make filing taxes faster, easier, and worry-free. Your filings are secure and accurate. Calculations are 100% guaranteed by Turbo Tax Online*.

Confidently file your taxes with TurboTax Online:

  • Complete your simple federal return for free or receive up to a $15 discount on other Turbo Tax Online paid editions.
  • Have step-by-step instructions and questions throughout provide help and advice for all users.
  • Get your refund in as fast as 10 days when you email and elect direct deposit – about a month faster than regular mail.
  • Relax knowing your tax data is protected.

Go to TurboTax Online

*TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.

Valleyfair! discount tickets 

Save on a daily Valleyfair! admission by purchasing your tickets at South Metro Federal Credit Union.

The legend of the 16th century comes to life at the Minnesota Renaissance Festival. A successful blend of lively entertainment, unusual foods, unique crafts and family fun, this event blends all the ingredients for a 16th century amusement.

Located in Shakopee, the festival runs for seven fun-filled weekends every August and September. Rain or shine and FREE parking.

When you join, you become a member/owner of the Credit Union and annually elect its Board of Directors. You are eligible to serve on key committees; and you have a direct voice - a vote - in how the organization is run. We return our profits to our members in the form of better rates and fewer fees on our services, which include:

  • Safe Deposit Boxes
  • Money Orders & Wire Transfers
  • Securities signature guarantees
  • Notary Service - When you need a signature guarantee certification, SMFCU can provide that for you on your bonds, security or financial instruments.

Did You Know?
Your money is SAFE with our deposit insurance at no cost to you, the depositor. Your deposits are insured up to $500,000 through the combined coverage of the National Credit Union Administration (NCUA), an agency of the U.S. government, and Excess Share Insurance (ESI).

SouthMet Testimonials

By switching to South Metro Credit Union, we were able to save $43,000 per year by customizing their services to fit our needs. - Scott

Free Online Tools

Take an important step in preparing for your financial future with MoneyEdu – a new financial wellness education program for South Metro members.

With hundreds of videos, calculators, interactive exercises, and topics to explore, there’s always something new to learn. You can even take complete online courses, create a budget, and track your progress over time. Get started today!


Savvy Travelers

SMFCU is part of a network of credit unions across the nation offering members more convenience by sharing locations. You can access your account and funds from any of the CO-OP Shared Branches. There are no additional fees to use one of our shared branches.

Find a Shared Branch.

Get there. Start here.

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Routing #: 091981646  |  NMLS ID # 1059389

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