Enjoy the convenience and security of a Visa Credit Card with no annual fee, online and mobile account management, and competitive rates.
Start Here/Start Here Secured
Start Here to build or rebuild your credit
Cards are available either unsecured or secured
Plus, it is easy to keep your card protected while on the go!
CardSecure lets you manage your SMFCU cards via your mobile app in real time.
Protection against card fraud and misuse is now available right at your fingertips!
- Control when and where your card is
- Authorize Travel Alerts for your cards to work in different geographic areas for specific periods of time
- Receive real-time push notifications to alert you of card usage
- Control card security by locking your card when not in use
- View balances and transactions
*APR = Annual Percentage Rate. The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 3.9% and 9.9% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
**For qualifying accounts, all purchases posted to the account during the first 90 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. The promotional rate will be good for 15 months. The APR for any remaining promotional balances will increase to the standard APR for purchases, and all subsequent purchases will receive the standard APR for purchases. All existing payment terms apply.
Routing #: 091981646 | NMLS ID # 1059389
WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.