VISA Summer Rewards

Enjoy the convenience and security of a Visa Credit Card with no annual fee, online and mobile account management, and competitive rates.

Start Here/Start Here Secured

13.40% APR*

Start Here to build or rebuild your credit
Secured card option available

Apply Now

Platinum Preferred

7.40% APR*

Low introductory rate
Save with a 0% APR on purchases made in the first 90 days for 15 months.**Apply Now

Gold Rewards

9.40% APR*

Earn rewards or 1% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.

Apply Now

Business Rewards

9.40% APR*

Earn rewards or 1.5% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.

Apply Online.

Plus, it is easy to keep your card protected while on the go!

CardSecure lets you manage your SMFCU cards via your mobile app in real time.

Protection against card fraud and misuse is now available right at your fingertips!

  • Control when and where your card is
  • Authorize Travel Alerts for your cards to work in different geographic areas for specific periods of time
  • Receive real-time push notifications to alert you of card usage
  • Control card security by locking your card when not in use
  • View balances and transactions

*APR = Annual Percentage Rate. The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 3.9% and 9.9% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
**For qualifying accounts, all purchases posted to the account during the first 90 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. The promotional rate will be good for 15 months. The APR for any remaining promotional balances will increase to the standard APR for purchases, and all subsequent purchases will receive the standard APR for purchases. All existing payment terms apply.

Get there. Start here.

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Routing #: 091981646  |  NMLS ID # 1059389

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