*APR is Annual Percentage Rate. The rates are quoted “as low as” with a rate discount for auto pay and may vary based on your creditworthiness. Rates may vary from the rate shown. Other terms and rates available. New Auto loan monthly payment amount per $1000.00 borrowed at 1.79% with auto pay for 48 months is $22.00. Add .25% APR to rates if manual payment is made. Offer good to qualified borrowers through July 31, 2020. Wireless charging phone vent mount is limited to eligible credit union members that open a secured loan or refinance a secured loan from another financial institution between April 20, 2020 and July 31, 2020. Charging phone mount given while supplies last. Offer valid on auto loans currently financed with a lender other than South Metro Federal Credit Union and new loans. Terms, rates and conditions are subject to change without notice. Must be a SMFCU member. Member responsible for any applicable taxes.