South Metro vacation loans


Let’s get cruising! With travel rapidly getting back to normal and cruise lines restricting capacity, reservations need to happen well in advance.

Don’t stress — you focus on planning the perfect vacation and we’ll help with the funding!

Don’t miss out on the opportunity to get out there!

Vacation Loan rates

PLUS, receive a Deluxe
Oversized Weekender
Tote with your loan.
It’s perfect for traveling
and the beach!

  • Loan terms to fit your budget
    Pick a fixed amount or choose a Personal Line of Credit. Flexible terms up to 60 months.
  • Competitive rates and terms
    Fixed rates and discounts for auto-pay and an active SMFCU checking account.
  • Skip the fees
    No closing fee, no origination fee, and no prepayment penalty.
  • Fast and easy
    Apply online and receive your funds often on the same day or next business day

*APR is Annual Percentage Rate. Based on your creditworthiness for max term of 60 months. Other terms and rates available. Monthly payment amount per $1000.00 borrowed at 7.99% with auto pay for 60 months is $21.00. Add .25% APR to rates if manual payment is made. Offer good to qualified borrowers. Terms, rates and conditions are subject to change without notice. Must be a SMFCU member. Member responsible for any applicable taxes.
Weekend tote is limited to eligible credit union members that open an unsecured loan or refinance an unsecured loan from another financial institution between August 1, 2021 and August 31, 2021. Weekender tote given while supplies last

Send us an email or call 952-445-0888. We’d love to hear from you!

Get there. Start here.

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Routing #: 091981646  |  NMLS ID # 1059389

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