Refinance and get up to $500*

Auto Refi offer

Refinance your auto loan from another lender to South Metro FCU at no cost and choose between:

– OR –

Loan Refi Calculator

Auto Loan Calculator

Estimate monthly payments and the total cost of a vehicle loan with our calculator from MoneyEdu.

Loan Refi Calculator

Loan & Vehicle Protection

With our suite of vehicle loan insurance options through Allied Solutions®, your vehicle and loan are safe in our hands!

Refinancing your auto loan to South Metro FCU could lower your interest rate and monthly payments. Plus, enjoy these benefits and more!

• Apply easily online    • Competitive rates
• Flexible loan terms   • Loan insurance available


Call 952-445-0888 or Stop By a Branch

2573 Credit Union Drive
Prior Lake, MN 55372
(across from Mystic Lake Casino on Co. 83)
Get directions.

Lobby and Drive Up: Monday – Friday 9 AM – 5 PM
Drop Box open 24 hours.

8001 Old Carriage Court
Shakopee, MN 55379
(intersection of Hwy 169 and County 21, Southbridge Crossings)
Get directions.

Lobby and Drive Up: Monday – Friday 9 AM – 5 PM
Saturday 9 AM – 12 PM, Drive Up Only

*Subject to meeting credit and underwriting standards. 1% cash back of the refinanced loan amount up to $1,000. Valid on loan amounts of $7,500.00 and higher. Valid on secured loans currently financed with a lender other than South Metro Federal Credit Union. Terms, rates and conditions of this loan refinance offer are subject to change without notice. Must be a SMFCU member. Member responsible for any applicable taxes

Get there. Start here.

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Routing #: 091981646  |  NMLS ID # 1059389

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