New Credit Cards coming

Four VISA Card Options – Pick the One that Fits Your Lifestyle!

VISA Start Here Card

Start Here/Start Here Secured

14.65% APR*

Start Here to build or rebuild your credit
Cards are available either unsecured or secured

  • No Annual Fee
  • Online and Mobile Account Management
  • Competitive Rate
  • EMV Chip Security
  • No Balance Transfer Fee
  • Convenience Checks Available

Apply Online.

This APR* will vary with the market based on the Prime Rate. Prime + 9.9%

VISA Rewards Card

Rewards

10.65% APR*

Earn rewards or 1% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.

  • No Annual Fee
  • Online and Mobile Account Management
  • Competitive Rate
  • EMV Chip Security
  • No Balance Transfer Fee
  • Convenience Checks Available

Apply Online.

This APR* will vary with the market based on the Prime Rate. Prime + 5.9%

VISA Platinum Preferred Card

Platinum Preferred

8.65% APR*

Low introductory rate
Save with a 0% APR on purchases made in the first 90 days for 15 months.**

  • Low Competitive Rate
  • Online and Mobile Account Management
  • No Annual Fee
  • EMV Chip Security
  • No Balance Transfer Fee
  • Convenience Checks Available

Apply Online.

This APR* will vary with the market based on the Prime Rate. Prime + 3.9%

VISA Business Rewards Card

Business Rewards

10.65% APR*

Earn rewards or 1.5% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.

  • No Annual Fee
  • Online and Mobile Account Management
  • Competitive Rate
  • EMV Chip Security

Apply Online.

This APR* will vary with the market based on the Prime Rate. Prime + 5.9%

*APR = Annual Percentage Rate. The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 3.9% and 9.9% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
**For qualifying accounts, all purchases posted to the account during the first 90 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. The promotional rate will be good for 15 months. The APR for any remaining promotional balances will increase to the standard APR for purchases, and all subsequent purchases will receive the standard APR for purchases. All existing payment terms apply.
QUESTIONS?

Email MemberServices@southmet.com or call 952-445-0888. We’d love to see you!

Key Dates

January 7, 2020 – New SMFCU credit card mailed
January 17, 2020 – Last day to earn ScoreCard Rewards® points
January 20, 2020 – Old credit card becomes inactive at 5:45 a.m. CST
January 20, 2020 – Activate your new card starting at 5:45 a.m. CST using the last four digits of the primary cardholder’s Social Security Number
January 21, 2020 – New rewards program begins with UChoose Rewards®
March 17, 2020 – Final day to redeem remaining ScoreCard Rewards® points at www.scorecardrewards.com

Get there. Start here.

Find South Metro on FacebookFollow South Metro on TwitterCheck Out South Metro's Instagram feed

Routing #: 091981646  |  NMLS ID # 1059389

WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.

Equal Housing Lender    NCUA Insurance     Excess Share Insurance

© Copyright 2020. All rights reserved. South Metro Federal Credit Union.    SEND US A SECURE EMAIL

Need Help?

Call 952-445-0888 to contact us. We're eager to help!