New Credit Cards coming

Starting January 20, 2020, get a card that fits your life.

Get a credit card that fits your life

Our new credit card program will give you more options and great rates.

Earn 1 point per $1 on all purchases. 

Take advantage of increased savings and convenience. 

Use your card and build your credit score.

Earn 1.5 points per $1 on all purchases. Plus set up accounts for your employees.

Our new credit card program will include an EMV chip for security, online access to
view your account, a new card design and electronic statement availability.

New Rewards Program

Starting January 20, 2020, you will have a new rewards program for your SMFCU credit card called UChoose Rewards®. UChoose Rewards® will allow you to redeem points on your credit card purchases to use toward shopping, travel, event tickets, gift cards and more.


Email or call 952-445-0888. We’d love to see you!

Key Dates

January 7, 2020 – New SMFCU credit card mailed
January 17, 2020 – Last day to earn ScoreCard Rewards® points
January 20, 2020 – Old credit card becomes inactive at 5:45 a.m. CST
January 20, 2020 – Activate your new card starting at 5:45 a.m. CST using the last four digits of the primary cardholder’s Social Security Number
January 21, 2020 – New rewards program begins with UChoose Rewards®
March 17, 2020 – Final day to redeem remaining ScoreCard Rewards® points at

Remember to use your remaining ScoreCard Rewards points by March 17, 2020!

Get there. Start here.

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Routing #: 091981646  |  NMLS ID # 1059389

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