Fall Home Improvement Loans


Now is the time to complete necessary home repairs or make desired home improvements.

Little to no equity in your home? No problem! Our Home Improvement Loan is a great alternative to our Home Equity Loan, and it offers rates lower than our personal loan options.

Use this loan to cover expenses such as furnace replacement, new appliances, new flooring, and larger projects such as a new kitchen, bathroom, and other expenses related to your home improvement project.

Loan benefits include:

Low, fixed rate

Loan up to $25,000

Terms up to 15 years

No pre-payment penalties

No closing costs, title search, or appraisal required

Let us help find the right option for you. Call our office at (952) 445-0888 to find out what South Metro and its Home Improvement loans can do for you, or apply online today.

Important Phone Numbers

Main: 952-445-0888

Telephone Banking: 800-459-8139

Member Feedback / Concerns: 952-358-9716

Home Improvement Loans

Terms, rates and conditions are subject to change without notice. Home should be the borrower(s) primary home and limited to one insured loan. Seasonal / Second Homes and rental properties are not eligible. Mobile homes not allowed. Must be a SMFCU member. Member responsible for any applicable taxes.

Get there. Start here.

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Routing #: 091981646  |  NMLS ID # 1059389

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Call 952-445-0888 to contact us. We're eager to help!