Get more with South Metro FCU Credit Cards
VISA Start Here Card

Start Here/Start Here Secured

13.15% APR*

Start Here to build or rebuild your credit
Cards are available either unsecured or secured

Apply Now

VISA Rewards Card

Rewards

9.15% APR*

Earn rewards or 1% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.

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VISA Platinum Preferred Card

Platinum Preferred

7.15% APR*

Low introductory rate
Save with a 0% APR on purchases made in the first 90 days for 15 months.**

Apply Now

VISA Business Rewards Card

Business Rewards

9.15% APR*

Earn rewards or 1.5% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.

Apply Online.

QUESTIONS?

Email MemberServices@southmet.com or call 952-445-0888. We’d love to see you!

*APR = Annual Percentage Rate. The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 3.9% and 9.9% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
**For qualifying accounts, all purchases posted to the account during the first 90 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. The promotional rate will be good for 15 months. The APR for any remaining promotional balances will increase to the standard APR for purchases, and all subsequent purchases will receive the standard APR for purchases. All existing payment terms apply. Other fees may apply. Must be a SMFCU member.

Get there. Start here.

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Routing #: 091981646  |  NMLS ID # 1059389

WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.

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