Start Here/Start Here Secured
13.15% APR*
Start Here to build or rebuild your credit
Secured card option available
Rewards
9.15% APR*
Earn rewards or 1% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.
Platinum Preferred
7.15% APR*
Low introductory rate
Save with a 0% APR on purchases made in the first 90 days for 15 months.**
Business Rewards
9.15% APR*
Earn rewards or 1.5% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.
Email MemberServices@southmet.com or call 952-445-0888. We’d love to see you!
**For qualifying accounts, all purchases posted to the account during the first 90 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. The promotional rate will be good for 15 months. The APR for any remaining promotional balances will increase to the standard APR for purchases, and all subsequent purchases will receive the standard APR for purchases. All existing payment terms apply. Other fees may apply. Must be a SMFCU member.
Get there. Start here.
Routing #: 091981646 | NMLS ID # 1059389
WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.
