Start Here/Start Here Secured
13.15% APR*
Start Here to build or rebuild your credit
Cards are available either unsecured or secured
Rewards
9.15% APR*
Earn rewards or 1% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.
Platinum Preferred
7.15% APR*
Low introductory rate
Save with a 0% APR on purchases made in the first 90 days for 15 months.**
Business Rewards
9.15% APR*
Earn rewards or 1.5% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.
Email MemberServices@southmet.com or call 952-445-0888. We’d love to see you!
**For qualifying accounts, all purchases posted to the account during the first 90 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. The promotional rate will be good for 15 months. The APR for any remaining promotional balances will increase to the standard APR for purchases, and all subsequent purchases will receive the standard APR for purchases. All existing payment terms apply. Other fees may apply. Must be a SMFCU member.
Get there. Start here.
Routing #: 091981646 | NMLS ID # 1059389
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