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*APR=Annual Percentage Rate. The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 3.9% and 9.9% based on your credit profile. The Annual Percentage Rate is  subject to change each time there is a change in the Index and will be effective on the first day  of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
**NEW ACCOUNTS ONLY. For qualifying accounts, all purchases posted to the account during the first 90 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. The promotional rate will be good for 15 months. The APR for any remaining promotional balances will increase to the standard APR for purchases, and all subsequent purchases will receive the standard APR for purchases. All existing payment terms apply.

For more details, see our VISA Agreement.

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