0% Holiday VISA card offer
  • Online & Mobile Account Management
  • No Annual Fee
  • EMV Chip Security
  • No Balance Transfer Fee
  • Free** Mobile Pay
  • Convenience Checks Available
VISA Platinum Preferred Card

Transfer your balance to South Metro today!

*APR=Annual Percentage Rate. The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 3.9% and 9.9% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
**For qualifying accounts, all purchases posted to the account during the first 90 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. The promotional rate will be good for 15 months. The APR for any remaining promotional balances will increase to the standard APR for purchases, and all subsequent purchases will receive the standard APR for purchases. All existing payment terms apply.
** Message and data rates may apply.

Other VISA Cards available – Find your perfect fit!

VISA Start Here Card

Start Here/Start Here Secured

15.40% APR*

Start Here to build or rebuild your credit
Secured card option available

Apply Now

VISA Rewards Card

Rewards

11.40% APR*

Earn rewards or 1% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.

Apply Now

VISA Business Rewards Card

Business Rewards

11.40% APR*

Earn rewards or 1.5% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.

Apply Online.

QUESTIONS?

Email MemberServices@southmet.com or call 952-445-0888. We’d love to see you!

*APR = Annual Percentage Rate. Rate offered will be based on your creditworthiness. The APR is subject to change monthly on the first day of each month to reflect any change in the Index; this will be determined by the Prime Rate as published in the “Money Rates” column of the Wall Street Journal on the 10th day of the preceding month, to which we will add a margin. If the 10th falls on a date the Wall Street Journal does not publish, the Prime Rate published on the last publishing day preceding the 10th will be used. The APR will never be greater than 18%. No annual fee. No balance transfer fee. For more details, see our VISA Agreement.
**For qualifying accounts, all purchases posted to the account during the first 90 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. The promotional rate will be good for 15 months. The APR for any remaining promotional balances will increase to the standard APR for purchases, and all subsequent purchases will receive the standard APR for purchases. All existing payment terms apply. Other fees may apply. Must be a SMFCU member.

Get there. Start here.

Find South Metro on FacebookFollow South Metro on TwitterCheck Out South Metro's Instagram feed

Routing #: 091981646  |  NMLS ID # 1059389

WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.

Equal Housing Lender    NCUA Insurance     Excess Share Insurance

Copyright ©2022. All rights reserved. South Metro Federal Credit Union.   SEND US A SECURE EMAIL

Need Help?

Call 952-445-0888 to contact us. We're eager to help!