Avoid overdrafts with Checking LOC
Our checking line of credit is an affordable way to protect your assets if you were to accidentally overdraw your checking account.

  • Borrow up to $5,000
  • Money will be transferred to your checking account in increments of $100
  • Rates as low as 9.25% APR*
  • Payments are 5% of the balance with minimum payments of $50

*APR is Annual Percentage Rate. Rates are quoted “as low as” and may vary based on your creditworthiness. Variable interest rate that will not be lower than 9.25% nor higher than 18%. Payments calculated as 5% of the outstanding loan balance with a minimum monthly payment of $50.00 (unless loan balance is less than $50.00). Due date the 25th of the month. Overdraft protection may only be set up to one South Metro Federal Credit Union checking account and one Line of Credit loan per member. Online advances available. Terms, rates and conditions are subject to change without notice. Must be a SMFCU member.

QUESTIONS?
Send us an email or call 952-445-0888. We’d love to see you!

Get there. Start here.

Find South Metro on FacebookFollow South Metro on TwitterCheck Out South Metro's Instagram feedCheck out South Metro's Pinterest wall

Routing #: 091981646  |  NMLS ID # 1059389

WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.

Equal Housing Lender    NCUA Insurance     Excess Share Insurance

© Copyright 2019. All rights reserved. South Metro Federal Credit Union.    SEND US A SECURE EMAIL

Need Help?

Call 952-445-0888 to contact us. We're eager to help!