Avoid overdrafts with Checking LOC
Our checking line of credit is an affordable way to protect your assets if you were to accidentally overdraw your checking account.

  • Borrow up to $5,000
  • Money will be transferred to your checking account in increments of $100
  • Rates as low as 9.25% APR*
  • Payments are 5% of the balance with minimum payments of $50

*APR is Annual Percentage Rate. Rates are quoted “as low as” and may vary based on your creditworthiness. Variable interest rate that will not be lower than 9.25% nor higher than 18%. Payments calculated as 5% of the outstanding loan balance with a minimum monthly payment of $50.00 (unless loan balance is less than $50.00). Due date the 25th of the month. Overdraft protection may only be set up to one South Metro Federal Credit Union checking account and one Line of Credit loan per member. Online advances available. Terms, rates and conditions are subject to change without notice. Must be a SMFCU member.

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Routing #: 091981646  |  NMLS ID # 1059389

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