Financial Education Services
Our suite of Financial Education Services (FES) is founded on providing a thorough education and consistent guidance with a confidential personal representative. With this relationship in place, we’ll work with you to determine your broad goals and set tactics for direct outcomes that build credit and help manage debt. We’ll empower you with the mindset, tools and products it takes to make an impact on your financial health.
Take an important step in preparing for your financial future with MoneyEdu from South Metro FCU. With hundreds of videos, calculators, interactive exercises, and topics to explore, there’s always something new to learn. If you create an account, we’ll save your progress and you will never lose your work. You can even create a portfolio of accomplishments that you can take with you.
Whether you’re just getting started or want to address a particular financial challenge, you’ll find something for you with MoneyEdu.
- Self-Directed Learning
Design your own financial education experience with personalized courses, self-assessments, and content library – with new content available each week.
- Light Touch Financial Guidance
Don’t know where to start? No problem. Reach out to our Financial Education Specialist, Alyssa Walford directly or from within MoneyEdu with questions about the content that is available to you.
- One-to-One Financial Coaching
Start your financial education journey by meeting Alyssa in person to establish your financial goals and next steps. You can also opt-in to share your goals, budgets, and assessment results from MoneyEdu to get one-to-one coaching with Alyssa.
Spending Plan & Debt Management
We provide personalized debt and money management services to assist you in improving your financial situation by means of budget creation, debt prioritization and money management.
- SMFCU Membership required
- Budget Creation
- Consultation and Initial Assessment
- Debt Prioritization
- Bill Pay Checking Tutorial
- Online Access to Account Balances
Plus, you’ll get a one-on-one monthly review to help you stick with your goals. Call Alyssa to get started today!
We bring competitive rates, fewer fees, and a more personal approach to lending. Get your next loan at South Metro.
Credit Building and Repair Program
We offer one-on-one credit repair services in combination with credit building loan products tailored to meet the needs of your unique circumstances.
- SMFCU Membership required.
- Assistance with obtaining your free credit report from the three major reporting agencies – Transunion, Equifax, Experian.
Credit report analysis.
Assistance with collection items, incorrect reporting, debt settlement and repayment.
Recommendation on steps to rebuild credit.
Available products upon approval such as credit builder loans and secured Visa credit card.
- Obtaining Credit Report
- Credit Builder Loan
- Savings Secured VISA Credit Card
Financial Management Program
This unique program provides a concierge type banking service that gives you a dedicated account manager. Together you will develop a personalized spending plan and manage your monthly bills and expenses.
- SMFCU Membership required
- Customized Program Management
- Bill Payments
- Research / Investigation
- Tiered Monthly Service Fees
- Spending Report
- Additional Services Available
- Line of Credit
- VISA Credit Card
- Bill Pay Checking Management
Call Alyssa to get started today, and improve the quality of your life!
Routing #: 091981646 | NMLS ID # 1059389
WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.