Business Services

Running a successful business takes hard work and determination. You also need reliable partners. If you’re looking for a business relationship with that personal touch, South Metro Federal Credit Union should be your choice.

We have many different resources to help your business succeed. Best of all, we have friendly staff on site with resources available to make entire process easy by anyone’s definition.

South Met business financial solutions

Business Checking

South Metro has several business checking accounts designed for your business based on your balances and activity level. All Business Checking accounts include:

  • Online Access
  • Free Debit Card
  • Unlimited use of ATM machines on the CO-OP Network

Depending on your needs, you can add additional online banking modules to support your accounts receivable and payable needs. You can download your checking account activity into accounting software to help save time and speed up your financial analysis.

Simply stop in or call us at 952-445-0888 to set up a South Metro business account today!

We have two different checking accounts to help non-profit organizations of varying sizes. Stop in or call us for details at 952-445-0888.

This account is for non-profit, religious, educational, fraternal organizations, municipalities and school districts with lower balances and fewer cash management needs, typically for those non-profits that have less than 150 transactions per month.

This account is for non-profit, religious, educational, fraternal organizations, municipalities and school districts that have moderate to high activity and account balances. Many of these entities use our Cash Management Services to conduct their account receivable and payable activities.

When you set up a business checking account at South Metro Federal Credit Union, you have access to a whole suite of Business Online Banking modules, including:

Business Bill Pay – Use this module to automate and speed your accounts payable processing. Bill Pay can be used to make recurring or one-time payments to your vendors and suppliers.

Remote Deposit Capture – Deposit checks anytime, anywhere without a trip to the bank. Let one of our Business Bankers show you how Remote Deposit Capture will benefit your business.

Business Mobile App – Bank conveniently and securely with our Business Mobile app. Manage your business finances anytime, anywhere – from your mobile device.

Wire Transfer Services – Transfer funds both nationally and internationally, with an online module available for those who initiate wire transfers on a regular basis. Call today to find out more!

Automated Clearing House (ACH) transactions are a fast, secure and inexpensive way to move funds. Let us help you determine what types of ACH transactions are best for your business. Call our Business Bankers today at 952-445-0888.
Business Checking
Simply stop in or call us at 952-445-0888 to set up a South Metro business account today!

Lending Solutions

When you need money, we’re here to help. South Metro Federal Credit Union has teamed with Servion to offer a variety of business lending solutions, including:

  • Commercial real estate
  • Commercial and business construction
  • Business equipment
  • Business vehicle
  • Rental property
  • Business expansion
  • Purchase an existing business
  • Lines and letters of credit

Let South Metro Federal Credit Union help your business thrive. For more information on our business lending solutions, call 952-445-0888 and ask to speak to a Member Business Lender or email

Lending Solutions

SouthMet Testimonials

I love going here. They treat you as a member - not a customer like most banks do. I recommend this place to anyone. - Natasa

Business Rewards Credit Cards

14.40% APR*

Earn rewards or 1.5% cash back on purchases
Easy redemption of Cash, certificates or merchandise from UChoose Rewards®.

  • No Annual Fee
  • Low Competitive Rates
  • No Application Fee
  • Online Account Management
  • EMV Chip Security
  • No Over-the-Credit Limit Fee
  • Capability for Multiple Cards
  • Choose Corporate or Individual Statement Format

Call or stop in to apply.

* APR = Annual Percentage Rate. Rate offered will be based on your creditworthiness. The APR is subject to change monthly on the tenth day of each month to reflect any change in the Index; this will be determined by the Prime Rate as published in the “Money Rates” column of the Wall Street Journal, to which we will add a margin. If the 10th falls on a date the Wall Street Journal does not publish, the Prime Rate published on the last publishing day preceding the 10th will be used. The APR will never be greater than 18%. No annual fee. No balance transfer fee.

South Metro Business Credit Cards
Simply stop in or call us at 952-445-0888 to set up a South Metro business account today!

Employee Benefits

If your business has an account at South Metro, then your employees can open accounts and share in the benefits that a not-for-profit financial institution provides.

Attracting and retaining good employees is a challenge. South Metro Federal Credit Union can help you meet that challenge. Through the convenience of payroll deduction, you can assist your employees in reaching their financial goals.

Over 90 million Americans take advantage of the benefits offered by their credit unions. We’ll show you how South Metro Federal Credit Union can meet your employees’ financial needs.

Become a Member
Simply stop in or call us at 952-445-0888 to set up a South Metro business account today!

Get there. Start here.

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Routing #: 091981646  |  NMLS ID # 1059389

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Got Questions?

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