Start Here Blog
The goal of the South Metro Federal Credit Union blog is to provide financial tips and education to make our members more money-smart and financially secure. Get there. Start here.
Please check out the articles below — we hope you find them helpful!
Member Appreciation Month!
Not only is September Member Appreciation Month it is also our 30th Anniversary! We are grateful for the support and trust that our members give us every day. It is our mission to assist members in achieving their financial goals in any stage of life. We pride...
Member Tool Feature: CreditSense
This month we would like to do a feature our CreditSense member tool. With school starting soon it is the perfect time to remind our members that you don't have to go to school to learn about credit. Our free CreditSense member tool is available to help you understand...
What is Co-op Housing?
What is Co-op Housing? A housing cooperative is a group, usually a corporation, which owns a piece of real estate (generally an apartment building). Each person or family who wishes to live in the building would purchase a share of the corporation. This grants the...
2023 Annual Meeting a Success!
It was so nice to see our members and SMFCU team members come out on Tuesday, May 9th to make our 2023 Annual Meeting a success! During the meeting, our Board Chair David Bryant and President Robert J. Goscicki spoke on the state of our credit union. They also...
Fin. Lit. Month Series: Smart Saving & Investing
There are many hurdles to reaching your financial goals in life but smart saving and investing doesn't have to be one of them. Read the article below to learn the basics of investing and how to get started. Start Early and Be Consistent The key to smart saving and...
Fin. Lit. Month Series: Credit Building & Repair
To start out our Financial Literacy Month two part blog series we have for you: Credit Building & Repair. In this article we'll give you the basics for starting your credit building and repair journey. We will cover dos and don'ts and provide resources to help you...
Chain of Hearts Fundraiser Recap
Chain of Hearts Fundraiser was a Success! Thank you to everyone that participated in our annual Chain of Hearts Fundraiser this year. At both of our branches, our members raised $2,330 during the month of February. That's a lot of hearts and a lot of children's' lives...
The “Do Me a Favor” Scam
Do me a favor? We all know, especially as Minnesotans, that it can be pretty easy to pull at our heart strings. It can seem like such a simple request sometimes but we need to be diligent. There are a lot of scammers out there ready to pull those strings to get what...
Create Financial Habits, Not Resolutions
This year, create financial habits NOT resolutions In the new year, it is common to see people creating their "New Year's Resolutions" list. For many, this includes some sort of financial resolution and it typically doesn't last. If you are someone that typically...
Toy and Food Donations
This year we had a great turn out for our CAP Agency toy and food donations from our 12 Days of Giving event! We are proud to host this event every year and we are so thankful that we have such amazing members that donate. Toy and food donations are such an easy and...
Teach Kids About Money this Halloween
You might not have thought of it, but Halloween is a great time to teach kids about money. Halloween itself is the epitome of fun: candy, decorations, dressing, up and of course more candy. Most would agree that children quite enjoy the tradition of receiving and...
5 College Money Management Tips + MNCUF Scholarship
With all of the pressure that surrounds college (moving, rigorous classes, picking a major, social engagements, etc.) many of us forget that college is a time for an important life lesson in money management. Yes, now more than ever in a young person's life it is time...
Don Crofut to Retire, Robert J. Goscicki Joins as New CEO
Don Crofut is Retiring as President/CEO Effective August 2022, the Board of Directors of South Metro FCU announces the retirement of President/CEO Don Crofut. For 23 years, Don has served our credit union and played a critical role in its development and success. We...
Is Starting a Business Right for You?
Starting a business...I am sure that most of us have thought about it once or twice in our lives. The thought of following your passion and being your own boss is something many dream of while grinding away at their nine to five. While it is risky, having the...
Annual Meeting a Success!
It was so nice to see your smiling faces at the Annual Meeting and review all of our successes from 2021! Along with enjoying refreshments, members got to meet the Board of Directors and take home SMFCU swag! If you missed the in-person or virtual meeting, we...
Teaching Kids about Money
The importance of teaching your kids about money at a young age cannot be overlooked. Its crazy to think about but habits and ideas about money start to solidify as young as age seven. Teaching your kids about finances at a young age can set them up to have a healthy...
The Spring Housing Market and How to Prepare
The last few years in the housing market have been…intense. With spring coming, many people are kicking their house hunting into high gear. That being said, there are ways you can start preparing yourself for the spring housing market. This spring will continue to be...
Smart Ways to Spend Your Tax Refund
Its tax refund time! While it is tempting to immediately go out and get a whole new wardrobe, consider taking a step back for a moment. Now is a great time to practice a little self-control and think about how you can get the most from your refund. Adulting is hard...
How to Build Your Credit
If you’ve ever wanted a car, home or to go to college you know that a good credit score can be the key to reaching these goals. In this article, we will discuss some tips on how to build your credit to achieve these goals. Bad credit can lead to spending more money or...
Benefits of a Credit Union
There are many benefits to being a member of South Metro Federal Credit Union – do you know what they are? In this article we’ll discuss six great perks you might not know and all the services that credit unions – especially South Metro – have to offer.
Another Successful Toy & Food Drive!
Thank you for another successful toy and food drive! We were so happy to be able to donate the food and toy drive items to CAP Agency of Scott, Carver, and Dakota Counties! It has been an especially difficult time for many people and the holiday season can be even...
8 Ways to Optimize Your Financial Health in the New Year
The new year is a great time to evaluate your financial health and to revive your financial plans and goals. Although anytime is a great time to start, everyone should take this time to review the previous year and look for ways to improve. Below we have eight ways to...
Holiday Shopping Scams
While many of us are spending time with family, decorating, and shopping for gifts there are is an equal number spending time trying to take advantage of the season and scam online and in-store shoppers. A new AARP study shows the impact that scammers can have on...
Routing #: 091981646 | NMLS ID # 1059389
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