Benefits of Membership
Our credit union is member-owned. That means we return our earnings to our members in the form of higher savings dividends, lower loan rates, and expanded low-cost services. We also avoid high-risk investments such as sub-prime mortgage loans.
Invest in America
Get exclusive credit union discounts on things you use every day. Visit lovemycreditunion.org for more information. Save thousands of dollars when you Invest in America. It's all free for our members!
Save with Sprint©!
Join the 700,000 credit union members nationwide that are already saving over $43 million on their wireless plans! South Metro FCU is pleased to bring our members these major savings through the Sprint Credit Union Member Discount Plan.
Ways you can save:
- 10% off most regularly priced Sprint individual service plans
- 15% off most regularly priced Sprint business service plans
- Waived activation fee on new activations
- Waived upgrade fee
- Available to new and existing Sprint customers
Learn more about the Sprint Credit Union Member Discount at LoveMyCreditUnion.org/Sprint.
South Metro Federal Credit Union is a member-owned financial cooperative which provides financial products, services and education enabling Members to achieve personal and financial goals and improve their quality of life.
We're Owned by Our Members!
When you join, you become a member/owner of the Credit Union and annually elect its Board of Directors. You are eligible to serve on key committees; and you have a direct voice - a vote - in how the organization is run. Click here to see a list of our volunteer member/directors.
- Safe Deposit Boxes
- Money Orders
- Securities signature guarantees
- Car Buying Services New & Used
- Automatic Deductions of Recurring Payments
- Wire Transfers
- Notary Service - When you need a signature guarantee certification, SMFCU can provide that for you on your bonds, security or financial instruments.
Stop by and pick up your Minnesota Zoo 20% off discount admission ticket. The Ticket is also good for $1 off each persons admission to the IMAX theater located on the Zoo Complex in Apple Valley.
The legend of the 16th century comes to life at the Minnesota Renaissance Festival. A successful blend of lively entertainment, unusual foods, unique crafts and family fun, this event blends all the ingredients for a 16th century amusement.
Located in Shakopee, the festival runs for seven fun-filled weekends every August and September. Rain or shine and FREE parking.