About South Metro
South Metro Federal Credit Union was established in 1993, as a member-owned, not-for-profit financial cooperative for everyone living or working in Scott, Hennepin, and Carver Counties of Minnesota. We also serve select consumer food cooperatives, housing cooperatives and their members in the upper Midwest. We are eager for the opportunity to serve you.

South Metro Federal Credit Union was established in 1993, as a member-owned, not-for-profit financial cooperative. Our field of membership includes anyone living or working in Scott, Hennepin, and Carver counties of Minnesota. We also serve select consumer food cooperatives, housing cooperatives and their members in the upper Midwest.
South Metro Federal Credit Union was chartered in 1993 by the National Credit Union Association. Our sponsor, the Shakopee Mdewakanton Sioux (Dakota) Community was instrumental in the initial support in establishing the institution. In July 2017 our charter was expanded to include Hennepin and Carver County in addition to Scott County.
Your Deposits are Safe with Us!
Your deposits are insured up to $500,000. The first $250,000.00 is insured the National Credit Union Administration (NCUA), an agency of the U.S. government. The remainder of the coverage is provided Excess Share Insurance. You can learn more about Excess Share Insurance by visiting their website at www.excessshare.com.
A credit union is a non-profit, member-owned financial institution governed by its members. Since there are no outside stockholders, all earnings are retained in the credit union. For this reason, credit unions generally pay higher returns on savings and charge lower interest rates on loans than other financial institutions. Once operating expense and reserve requirements are satisfied, the income generated by loans and investments is returned to the members in the form of dividends and expanded low-cost services.
As a credit union member, you are not a “customer” but part-owner of a financial cooperative in which all the members pool their resources to help one another. Credit unions are dedicated to the principle of “People helping people,” and have a not-for-profit tax status similar to churches, charities and other groups that work to better the lives of those involved.
South Metro Federal Credit Union is directed by a volunteer board, elected by the membership, which is entrusted to keep the members’ best interests in mind, every day, all year long. Your account will never be sold to an out-of-state bank. You will always have a voice regarding the direction of your financial institution.
Credit unions also have a special commitment to reach out to persons who might otherwise be unable to obtain affordable financial services elsewhere. For more information about credit unions, visit MyCreditUnion.gov.

Our Mission
South Metro Federal Credit Union is a member-owned financial cooperative which provides financial products, services and education enabling Members to achieve personal and financial goals and improve their quality of life.
Our Staff
Member Services
Phone: 952-445-0888
Email: MemberServices@SouthMet.com
Consumer, Mortgage & Share Housing Loans
Phone: 952-445-0888
Email: ConLoans@SouthMet.com
Business Lending
Phone: 952-445-0888
Email: MBL@SouthMet.com
Wealth Management
Phone: 952-445-0888
Kristin Chim – Financial Advisor, x719
President
Don Crofut – 952-445-0888 x716
Thanks to Our Volunteers!
Important Phone Numbers
Main Line: 952-445-0888
Fax: 952-445-6487
Telephone Banking: 1-800-459-8139
Lost/Stolen VISA Credit Card: 800-991-4961
Lost/Stolen Debit Card: 1-833-311-0079
Member Feedback/Concerns: 952-358-9716
Board of Directors
Kyle Kossol- Chair
Kevin Draz – Vice Chair
Scott Gaughran – Secretary
Nick LaFontaine – Treasurer
David J. Bryant – Board Member
Dean Wickstrom – Board Member
Sara Anondson – Board Member
Supervisory Committee
Sharon Barber – Chair
Cliff Crooks, Jr.
Ron Lenling
Jocelyn Johnson
By switching to South Metro Credit Union, we were able to save $43,000 per year by customizing their services to fit our needs. - Scott
Our Core Values
South Metro Federal Credit Union has adopted a set of “Core Values” those guiding precepts that we believe will never change regardless of how the business environment evolves. They are:
- Provide a “safe haven” for our members’ funds such that their money will never be subject to extraordinary risk.
- Assure non-discriminatory treatment of all classes of members.
- Value individual employee productivity, creativity and innovation.
- Assure integrity in the handling of all business transactions.
- Recognize “respect” as a valued commodity to be given to our members and earned from the community.
- Make every reasonable effort to serve member needs.
Our Mission
South Metro Federal Credit Union is a member-owned financial cooperative which provides financial products, services and education enabling Members to achieve personal and financial goals and improve their quality of life.
Routing #: 091981646 | NMLS ID # 1059389
WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.
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