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Financial Literacy Month, Annual Meeting, Mobile Pay, and more. Read on.
Join Our Financial Family
South Metro's financial services are available to residents who live or work in Hennepin, Carver, and Scott County of Minnesota. Immediate family members of these residents are also eligible for South Metro membership regardless of where they live. Find out more. Achieving your personal and professional financial goals starts here. Improve your quality of life – we'll help you get there.South Metro Federal Credit Union provides:
- Services that include checking, savings, CDs and mobile banking
- Loans from consumer and mortgage equity to emerging business
- Investments to support retirement, business succession, IRA and 401K goals
- Money management through budgeting assistance and credit repair
When you enlist us to help with your personal and professional financial goals, we can improve your quality of life.

Convenient Banking Locations
Fitting finances into your daily life requires flexibility. Visit us in person or when you're out and about in RiverSouth at our Prior Lake, Savage and Shakopee locations.South Metro Federal Credit Union provides locations in:
- Prior Lake - Drive-thru hours from 7:30am - 5:30pm, Mon-Fri
- Shakopee - Drive-thru hours from 7:30am - 5:30pm, Mon-Fri & 9:00am - 1:00pm Sat
- Savage - ATM access 24 hours
- 36 shared branching locations in the Twin Cities area and over 5,000 shared branching locations nationwide
We're always close by, ready to help with your financial needs. Get there. Start here.
We bring competitive rates, fewer fees, and a more personal approach to lending. Get your next loan at South Metro.
Business Financial Solutions
Running a business takes hard work, determination and dedication. We're here to problem-solve, support, and see you succeed.South Metro Federal Credit Union provides:
- Business Checking
- Loans and Lines of Credit
- Credit Cards
- Business Mobile app
- Retirement Planning
We also understand that you're on the go. With South Metro you've got mobile account access to your accounts to keep you in touch with your finances whether you're at home or on the move. Get there. Start here.

Call 952-445-0888 to Schedule a Free Consultation.
Mobile Friendly Banking
South Metro Federal Credit Union provides:
- 24/7 access to your account
- Convenient and secure transactions
We also understand that you're on the go. With South Metro you've got mobile account access to your accounts to keep you in touch with your finances whether you're at home or on the move. Get there. Start here.
Whether you need a car, a mortgage, or another loan option, South Metro is the place to start.
Financial Education Services
Staying on top of your financial game takes superior financial solutions, comprehensive products and a trusted adviser to work with you along the way. South Metro Federal Credit Union provides:
- Financial Management Programs
- Credit Building and Repair Programs
- Money and Debt Management Programs
South Metro is here to help you take charge of your finances. It's easy to empower yourself. To get there, start here.
Routing #: 091981646 | NMLS ID # 1059389
WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.
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