ONLINE BANKING
Get There. Start Here with Us.
Convenient Banking Locations
Fitting finances into your daily life requires flexibility. In addition to our full suite of virtual services, you can also bank at South Metro Federal Credit Union in the following locations:
- Prior Lake - Drive-thru hours 9am - 5pm, Mon-Fri
- Shakopee - Drive-thru hours 9am - 5pm, Mon-Fri & 9:00am - 12pm Sat
- Savage - ATM access 24 hours
- 36 shared branching locations in the Twin Cities area and over 5,000 shared branching locations nationwide
We're always close by, ready to help with your financial needs. Get there. Start here.
Raise your Credit Score
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Try our Calculators
Try our Calculators
Don't Get Scammed!
Don't Get Scammed!
Teach Kids about Money
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Savvy Investments Start Here
Available through CUSO Financial Services, L.P.
Mobile Friendly Banking
South Metro Federal Credit Union provides:
- 24/7 access to your account
- Convenient and secure transactions
We also understand that you're on the go. With South Metro you've got mobile account access to your accounts to keep you in touch with your finances whether you're at home or on the move. Get there. Start here.
Download your app today!
APPLE USERS: Click on the App Store icon at right, or head on over the iTunes App Store on your device and search for "South Metro FCU" (without quotes) to download the app.
ANDROID USERS: Click on the Google play icon at right, or visit the Google Play store and search for "South Metro FCU" (without quotes) to download the app.
*You may be charged access fees depending on your wireless service plan. Check with your mobile service provider for details on specific fees and charges.

Download the mobile CardSecure app to protect your SMFCU Debit and Credit Cards with real-time control.
Routing #: 091981646 | NMLS ID # 1059389
WEBSITE ACCESSIBILITY NOTICE
We at South Metro Federal Credit Union are committed to the digital inclusion and providing a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. We are striving consistently to conform to WCAG 2.0 Level AA of accessibility. If you run into any barriers, please reach out to us at 952-445-0888 or MemberServices@SouthMet.com.