Hours & Locations:

Main Office 
2573 Credit Union Drive 
Prior Lake, MN 55372
(across from Mystic Lake Casino on Co. 83)
Click here for a map.
Hours:
Lobby: 8 am - 5 pm M-F
Drive-Thru:
   7:30 a.m. - 5:30 pm M-F
Drop Box open 24 hours.

Mystic Lake Smart Branch 
2400 Mystic Lake Blvd
(team entrance to Mystic Lake Casino & Hotel) 
Open 24 Hours 

Shakopee Smart Branch   Click here for a map.
574 S. Marschall Road 
(next to Hennen's Cleaners & the Dragon Café) 
Open 24 Hours 

Wal-Mart Smart Branch  Click here for a map.
Hwy 169 & Co 18
(Shakopee/Savage) 
Open 24 Hours

Savage Smart Branch  Click here for a map.
5767 Eagan DR
(County Rd 42, just south of Aldi’s) 
Open 24 Hours

ATM Locations
Shared Service Center Locations

Main Phone: (952) 445-0888 
Fax: (952) 445-6487
MAX-24 Telephone Access: 1-800-459-8139

Smart Branches

SMFCU's Smart Branches feature our electronic teller named TOM, the "Teller Online Machine". TOM can get your account balance, withdraw funds by cash or check, apply for loans, accept your deposits, open an account, and much, much more. TOM accepts your SMFCU ATM/Visa Check cards, Art-24 Pin and also allows you access with your fingerprint verification. 

SMFCU members can do most anything at TOM that you could do a live teller because the biometrics (the fingerprint verification) performs the positive identification step.

To use TOM for the first time, members must have a SMFCU ATM/Debit (Visa Check) card or be enrolled in home banking or telephone banking services. Your account is verified once you use your Personal Identification Number (PIN) from your ATM/Debit (Visa Check) card or pin from home banking/telephone access services. 

Need access now? 
Use our online METNET-24 service to review your accounts, apply for loans, and get the value of your auto or of an auto you want to buy. If your phone is more convenient than the computer, call MAX-24 at 1-800-459-8139.

Thousands of Shared Service Centers

If you're a South Metro Federal Credit Union member who travels, you'll be pleased to know that SMFCU joined credit unions across the United States (and 5 foreign locations) to offer members more convenience by sharing locations. 

• Over 25 shared branches throughout the metro region! To view the list, click here.
• Want to find a shared branch on your mobile device? Bookmark http://m.cuservicecenter.com/ today!

You can make deposits, withdrawals, loan payments, and get account histories from a live person. Simply visit any of the Shared Service Centers listed below (or at the www.cuservicecenter.com Web site). Present a photo ID, state you are a member of South Metro Federal Credit Union, and give them your member number. 

Within seconds, they will have your balances and can complete your transaction for you. If you have a problem completing a transaction - the Credit Union Service Center will offer you a phone to contact us.