Current Loan Rates
Effective February 1, 2012
All rates listed are based on APR (Annual
Percentage Rate).
| New Auto / Recreational
Vehicles |
Up to 72 Months |
5.25% *
|
|
100% financing including tax
and license with approved credit.
* Add 1% to the interest rate if
Member does not have SMFCU checking
|
Used Autos
(incl. Antique/Classic Vehicles) |
5 Years and newer |
6.25% |
| 6-10 Years |
7.25% |
| Older than 10 Years |
8.25% |
Up to 100% financing of NADA retail value ( with
approved credit) |
|
Recreational Loans |
New Rec Loan (with checking) |
6.25% |
| Used Rec Loan (5 yrs & Newer) |
7.25% |
| Used Rec Loan (6- 10 yrs) |
8.25% |
| Used Rec Loan (Older than 10 yrs) |
9.25% |
Home
Equity Loans
up to 80% Loan to Value |
Variable Rate Line of Credit Loans |
5.50% |
|
Fixed Rate Loans |
5.50% |
| Other Lending Options |
Share Secured Loans |
5.25% |
| Certificate Secured Loans |
3.0% over cert. rate |
| Line of Credit Loans |
9.25% |
| Unsecured Loans |
11.25% |
Need a Mortgage?
Open the door to home ownership with a first mortgage or
refinance from CU Companies. We'll guide you through the
mortgage process with the care and service you deserve. We offer
competitive rates, low closing costs, and no "junk"
fees. CU Companies is owned and recommended by your Credit Union.
With the low rates, now may be the right time to refinance. Call
CU Mortgage at 651-631-3111 or apply online at www.cucompanies.com. CU Companies is your
member-owned mortgage, real estate and title company.
Notice : The Credit Union has more detailed disclosure information
containing terms, fees, and rate information about the accounts.
Please contact the credit union if you are interested in a copy of the
account disclosure.
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