Mutual Funds

You work hard for your money, but how do you get your money to work hard for you? More and more investors are finding the solution may be investing in mutual funds. CUSO Financial Services, offers mutual funds from well-known fund families, and our registered representatives can help tailor your investment to your needs.

A mutual fund pools money from many people and invests in a variety of securities, including stocks, bonds, and money market instruments. The combined holdings of such securities are known as the mutual fund's portfolio. Each person who invests in a mutual fund owns shares of the portfolio.

Mutual funds offer several advantages over traditional savings and investment products, such as:

• Risk diversification. By owning shares in a mutual fund instead of buying individual stocks or bonds directly, your investment risk is reduced by diversification. 
   
• Professional management. Mutual funds are managed by professional investment managers who constantly watch the market and monitor companies whose stocks are held in the fund.

Investors should be aware that there are risks inherent in all investments such as fluctuations in investment principal. The value of the securities will fluctuate so that when redeemed, shares (or units) may be worth more or less than the original cost. Diversification cannot eliminate the risk of investment loss.

For more complete information about mutual funds including investment objectives, risk, charges, and expenses, please read the prospectus carefully before investing or sending money. The prospectus contains this and other information about the Investment Company. A prospectus is available from an Investment Representative at South Metro Federal Credit Union or by calling Rick Hoel at 952-445-0888.  Investors should be aware that there are risks inherent in all investments such as fluctuations in investment principal.

Investment products and services offered through CUSO Financial Services, L.P. (CFS), an independent broker/ dealer, are not NCUA/NCUSIF insured, not Credit Union guaranteed and may lose value. Extreme market volatility and trade volume may affect system access and execution. Representatives are employed by South Metro Federal Credit Union and registered through CFS (Member FINRA/SIPC).

Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside the United States.

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