Free Annual Credit Report: Know Your Rights

Consumers can take advantage of a free annual copy of their credit report from the three major credit bureaus - Equifax, Experian, and Trans Union. To learn more, go to www.annualcreditreport.com or call toll free 877-322-8228. [external link disclosure]

These are the only ways to get free credit reports without any strings attached. The "free" credit reports advertised by other sources are not really free!

We recommend that when you order you request that no more than the last four digits of your Social Security Number appear on copies of your credit report.

This website requires you to enter your financial background thoroughly. You can enter this information offline by downloading the Annual Credit Report Request Form. [external link disclosure]

If you are a victim of identity theft...
You are entitled to place a fraud alert on your file and to receive copies of your credit report from each of the three credit reporting companies free of charge, regardless whether you have previously ordered your free annual reports.

Caution: Misspelling this site or using another site with similar words will take you to a site that will try to sell you something or collect your personal information.

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