Debit Cards

If you have an SMFCU Checking account, or open a Checking account, members can use this NO-Annual fee and NO-Monthly fee Debit Cards with any retailer who displays the VISA® logo.

Check out our list of Surcharge-Free ATMs!

Photo Debit Card

Your Photo Debit is an easy way to pay without the hassle of writing a check. At no additional cost to you, your photo debit card comes with added Fraud prevention features that reduce the potential of someone else using your card. It's easy to use, it's safe, and there's no need to show multiple forms of identification. It's FREE for all South Metro Credit Union members. Stop in and get yours today!

Think about all the benefits your Debit Card has to offer -- the convenience of checking, easy record keeping and affordability. Your SMFCU Debit Card can be used at millions of retail establishments and ATMs around the world who display the VISA logo.

To report a lost or stolen ATM card, call (952) 445-0888 and press 13 for the Member Service Department. If you are calling after hours, leave a message with 1) your name, 2) your member or SSN number and 3) a phone number where we can contact you on the next business day. Or you can email this information to the Member Service Department.

Stop into your nearest SMFCU office today and pose for your FREE Photo Debit Card!

Your SMFCU Debit Card offers extraordinary convenience and purchase capability. Apply Online for your SMFCU Debit Card today!

Here are the benefits of a SMFCU Debit Card:

Convenience

Use money from your Checking account without writing a check.
Welcome at places that will not accept checks.
Faster and easier than writing checks.
Access to cash throughout the U.S. and around the world.
Joint account holders may each receive a card (no need to share one checkbook).
Make deposits (where allowed), withdrawals, transfers and inquiries at ATM terminals.

Safety

Avoid carrying large amounts of cash.
Receive receipts for every transaction.
Each transaction appears on your monthly statement.
Photo Debit Card carries additional fraud protection.

Savings

Save on the cost of ordering checks.