Checking Accounts

You already know about the great savings and loan products South Metro Federal Credit Union offers. Take advantage of our great checking account services, too!

Better Checking - Make the Move!

Even if you can save money with a South Metro checking account, making the move isn't easy. We understand, and that's why we've assembled all the tools you need to quickly & easily move your checking services to the credit union. Forms for Direct Deposit, changes to Automatic Payments, and a sample form letter to close your old account are all available. Make your move to great checking!

Did You Know?

Did you know your credit union automatically transfers funds from your savings to your checking to keep your checks from being returned? Well, we do. It is another no-fee service from your Credit Union. Keep your funds in your savings account and earn more dividends, and rest assured your checks will be honored. For more information, be sure and call us at 952-445-0888.

Funds Availability Policy
Click here to view our Funds Availability Policy Disclosure.

Classic Checking Account

No Monthly Fee with $100 Minimum Balance
Unlimited check writing
Dividends paid for balances over $100
Free Debit Card
Unlimited ATM use at Shazam machines

Masters Checking Account

(Members age 50 or better)

No Monthly Fee with $100 Minimum Balance
Unlimited check writing
300 free checks per year
Free Debit Card
Unlimited ATM use at Shazam machines
$5.00 off annual safe deposit box rental

Business Checking Account

No Monthly Fee with $5,000 Minimum Balance
Unlimited check writing
Free Debit Card
Unlimited ATM use at Shazam machines

We're proud of our fees!
South Metro Federal Credit Union's Fee Schedule has always charged fees to fairly distribute the costs of providing a service, not to create profits. We urge you to compare our Fee Schedule with those of any other financial institution.