Share Certificates

A share Certificate of Deposit offers the best of both worlds -- a higher interest rate than most money market or regular savings accounts, and more security than an investment account.

The benefits to this type of savings include a guaranteed interest rate. You lock in an interest rate by leaving your money for a fixed period of time. Higher balances and longer terms typically earn higher rates.

Share Certificates are more secure than other investments. Share Certificate rates are guaranteed and insured. You can grow your funds without risk!

South Metro FCU offers terms of 6, 12, 24, and 36 months. Not only do we offer competitive savings rates, but you can ask us about our program to match competitors' rates.

Open a share certificate account today! Stop by any office or call Member Services at (952) 445-0888.

Investor's Choice Certificate

If you are concerned about your investments and are looking for a safe place to ride out a bear market, we can help.

South Metro's Investors Choice Certificate of Deposit enables you to keep a large sum of money in a safe and secure savings vehicle, and have the ability to use those funds in a reasonable time frame. You will also earn a competitively high dividend.

Your Deposits are Safe with Us!
Your deposits are insured up to $400,000. The first $250,000.00 is insured the National Credit Union Administration (NCUA), an agency of the U.S. government. The remainder of the coverage is provided by Excess Share Insurance (ESI).

[Loans] [Checking] [Savings] [Join Us] [Online Services] [About Us] [Search] [Home]