Benefits of Membership

Our credit union is member-owned. That means we return our earnings to our members in the form of higher savings dividends, lower loan rates, and expanded low-cost services. We also avoid high-risk investments such as sub-prime mortgage loans.

Summer Discounts

South Metro Federal Credit Union is pleased to provide several member benefits in addition to our great savings and loan services:

Valleyfair! discount tickets 
Save on a daily Valleyfair! admission by purchasing your tickets at South Metro Federal Credit Union.

Minnesota Zoo 
Stop by and pick up your Minnesota Zoo 20% off discount admission ticket. The Ticket is also good for $1 off each persons admission to the IMAX theater located on the Zoo Complex in Apple Valley.

The legend of the 16th century comes to life at the Minnesota Renaissance Festival. A successful blend of lively entertainment, unusual foods, unique crafts and family fun, this event blends all the ingredients for a 16th century amusement.

Located in Shakopee, the festival runs for seven fun-filled weekends starting August 18th through September 30th, including Labor Day and Festival Friday, September 28th. Rain or shine and FREE parking.

Our Mission

South Metro Federal Credit Union is a member-owned financial cooperative which provides financial products, services and education enabling Members to achieve personal and financial goals and improve their quality of life.

We're Owned by Our Members!

When you join, you become a member/owner of the Credit Union and annually elect its Board of Directors. You are eligible to serve on key committees; and you have a direct voice - a vote - in how the organization is run. Click here to see a list of our volunteer member/directors. 

Other Products & Services

• Safe Deposit Boxes
• Money Orders
• Securities signature guarantees
• Car Buying Services – New & Used
• Automatic Deductions of Recurring Payments
• Wire Transfers
• Notary Service - When you need a signature guarantee certification, SMFCU can provide that for you on your bonds, security or financial instruments.

Did You Know?

Your money is SAFE with our deposit insurance at no cost to you, the depositor. Your deposits are insured up to $400,000 through the combined coverage of the National Credit Union Administration (NCUA), an agency of the U.S. government, and Excess Share Insurance (ESI).