Automobile Loans

Our car loans will take you wherever you want to go. We give you the power to bargain as a cash buyer or if you do not feel comfortable negotiating, SMFCU has established relationships with reputable dealers and negotiated solid purchase values for our members. We offer competitive rates and a variety of terms on both new and used vehicles. 

Boat and RV Loans

Seasons change. Lifestyles change. Experience both with a boat, camper or RV. South Metro Federal Credit Union will lend up to 100% of its appraised value (new OR used!) and you can take up to 60 months to repay. 

Roll with the changes -- check our rates and apply online today! Then the only thing left to do is...pack your sunscreen.

TWO Auto-Buying Services!

South Metro Federal Credit Union is proud to offer two free auto-buying services to help you purchase your next vehicle.
Before You Buy...
Be sure to get your loan application pre-approved! Call South Metro Federal Credit Union at (952) 445-0888 for your auto loan pre-approval, or apply online! 

1. Hassle-free, haggle-free auto buying!
Shop for the vehicle of your choice, save more, and never even step foot into a car dealership. Click here to start!

2. Want to get a deal on a used car? Call Mike Christen at 612-243-1211. You can see an extensive set of used cars for sale at the Enterprise Car Sales web site,  www.enterprise.com/creditunion. 

Do your homework before buying a car! 

	Official used car values can be found at www.nadaguides.com.
	For reviews and buying advice, check out www.edmunds.com.
Don't forget to about Loan Insurance - we'll help you figure out what you really need!